Tradesman Insurance is essential for ensuring that businesses and workers in the trades industry are protected financially from unexpected events, legal claims, and accidents while working on construction sites or at client properties.
Tradesman insurance is specifically designed to protect self-employed tradespeople or businesses providing trade services (such as builders, electricians, plumbers, carpenters, etc.) against a range of risks associated with their work. This type of insurance typically includes several key coverage options:
- Public Liability Insurance – Protects against claims made by third parties for injury or property damage caused by the tradesperson’s work.
- Employers Liability Insurance – Covers legal costs and compensation if an employee is injured or becomes ill due to their work.
- Tools and Equipment Insurance – Covers loss, theft, or damage to the tools and equipment used for work.
- Contract Works Insurance – Covers damage to materials, tools, or equipment on-site during a project.
- Professional Indemnity Insurance – Protects against claims for negligence or mistakes made during the provision of professional services.
